Jumbo Loan Options

A jumbo, or non-conforming, loan provides financing for loan amounts higher than the maximum conforming limits set by Fannie Mae and Freddie Mac. It may be a good choice if you have a higher property value and can manage larger monthly mortgage payments. Jumbo loans are available for purchase and refinance loans (including cash-out refinances).


  • A "non-conforming" loan with mortgage amounts above the maximum conforming limits.
  • Available in a variety of fixed-rate and adjustable-rate loan options.

  • You may be able to add extra features such as temporary buydowns.


  • You can obtain financing for loan amounts up to $2 million.

  • Provides the convenience of one loan for the entire loan amount and the choice of a variety of loan options.


  • Interest rates are usually higher on jumbo mortgage loans than on conforming loans with lower loan amounts.

Think you need 20% down on a JUMBO loan?

THINK AGAIN! Find out about the 5% down with NO Mortgage Insurance

  • 5/5 ARM - Interest rate and payment can change after 5 years and every 60 months thereafter.
  • Maximum increase in rate at first change is 2%
  • Loan Amounts from $300,000 to $729,750
  • Up to 3% Seller Help
  • No Minimum Cash Reserves
  • Single Family, PUD, Condo and 2-4 Units
  • Max 10 Acres
  • Purchase and Rate/Term Refinance

Talk to a local mortgage expert today at (919) 539-9800 or by email at
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