HOME LOAN GATEWAY
By The Arkell Barnes Mortgage Team

                    ...for when life happens.

The Arkell Barnes Home Loan Gateway mortgage program is designed to help meet the needs of borrowers who have experienced unfortunate financial circumstances in the past—such as bankruptcy, short sale or foreclosure, or late mortgage payments.

If you have the ability to repay a mortgage but don’t qualify for traditional mortgage financing, we may be able to help!

Features of Home Loan Gateway:

• Loan amounts available up to $1,500,000.
• 30 year fixed rate and 5/1 adjustable rate mortgage (ARM) loans available.
• Borrowers may qualify for home financing just 2 years after a Chapter 7 or 11 bankruptcy dismissal/discharge date or foreclosure completion date.
• Higher debt-to-income (DTI) ratios up to 50% under certain circumstances.
• On primary residences, borrower’s family members may provide 100% gift funds for down payment.